Insurance Expert Reveals Who Owns Damaged Car Parts After Accidents

Damaged car parts from accidents have a clear owner. Adnan Al-Nahhal, Head of Compensation at a major insurance company, confirmed that the client, dealership, or insurance company can retain damaged parts from repairs in exchange for a 2.5% copay. The rate is fixed for both parties.

Who Owns the Damaged Parts?

Speaking on the 'Arabity' program broadcast on Radio Egypt, Al-Nahhal explained that insurance rules grant the client the right to keep damaged car parts if they bear a 2.5% copay. The dealership gets the same percentage. The insurance company can also retain these parts, as it's the entity that determines the final beneficiary.

Insurance Company Decides the Beneficiary

The compensation department at insurance companies is responsible for determining who gets the damaged parts. It could be the dealership that handled the car, the client, or the company itself. The decision follows established compensation rules.

The 'Arabity' program hosts insurance experts to discuss issues related to Toyota and other vehicles. The dialogue covered client rights in car accidents. The discussion matters to every car owner.

What This Means for Car Owners

Knowing these rules protects the rights of owners of BMW and other cars. The 2.5% copay may be acceptable in exchange for retaining original damaged parts. Clients should know their options before repairs.